RippleX, the developer arm of Ripple, is prototyping zero-knowledge proof (ZKP) capabilities for the XRP Ledger (XRPL), positioning the expertise as a path to “programmable privateness,” trust-minimized interoperability, and a scaling mannequin that pushes heavy computation to layer-2 programs whereas holding XRPL because the settlement layer.
In Episode 9 of Ripple’s “Onchain Financial system” video collection, Aanchal Malhotra, Ph.D., Head of Analysis at RippleX, framed ZK enablement as a near-term analysis precedence and a long-horizon guess on XRPL’s competitiveness. “I would love to see an XRP ledger with zero information proof expertise enabled. There are such a lot of use instances. There are such a lot of progressive purposes that we will construct utilizing this expertise. So my primary precedence proper now could be to work on enabling zero information proofs on XRP ledger,” Malhotra stated.
What Ripple Is Planning With ZK-Proofs
Malhotra additionally careworn that integrating trendy ZK programs into XRPL is just not a easy plug-in train. “We’re getting previous the exploration part of zero information applied sciences. When the XRP ledger was constructed, these applied sciences weren’t even round. So it takes some time. We can not simply use any off-the-shelf answer. It takes some time for us to determine the specifics of ZK expertise to combine with XRP ledger,” she stated, describing the work as shifting from exploratory analysis into prototyping.
That prototyping effort, in keeping with RippleX’s Head of Analysis, is taking a hybrid kind. Some parts of ZK proofs could be applied “natively for higher efficiency,” whereas one other portion would sit in a “programmability layer” to let builders select proving programs and construct purposes tuned to their necessities.
The purpose, she indicated, is a design that balances throughput and developer flexibility quite than forcing a single ZK stack throughout all use instances. “We’re on the stage of prototyping zero information proof,” Malhotra stated, including that the method is meant to help “completely different purposes [and] completely different proving programs.”
A lot of Malhotra’s framing centered on privateness, particularly, a model that may fulfill compliance and enterprise constraints with out collapsing into blanket opacity. “For my part, zero information proofs is a really very highly effective device. After we discuss privateness, individuals take into consideration 100% privateness the place the whole lot is hidden […] and people issues might be utilized in nefarious methods,” she stated.
“Nonetheless, what blockchains allow is one thing referred to as programmable privateness […] you are able to do selective disclosure that means disclose the related data to 3rd events for instance auditors for compliance functions.” In her instance, a person might show they’re above a threshold, equivalent to being over 18, with out revealing the underlying information like a precise age.
Malhotra additionally pointed to interoperability as a site the place ZK strategies might cut back reliance on trusted intermediaries. She characterised bridges as “fraught with technical challenges,” with belief being the most important: right now’s designs usually rely on third events, federators, or different centralized buildings. “What zero information proofs present is trustlessness. It offers verifiability. So that you do not need to belief a 3rd social gathering. As an alternative what you belief in is cryptography,” she stated.
Zero-knowledge proofs will drive breakthroughs in privateness and compute scalability.
Watch Episode 9 of the Onchain Financial system: https://t.co/joOV5Uj7uU@aanchalmalhotre, Head of Analysis at RippleX, explains how zero-knowledge proofs allow programmable privateness on XRP, supporting… pic.twitter.com/oCSBYAitY6
— RippleX (@RippleXDev) January 18, 2026
On scaling, Malhotra described a mannequin the place ZK proofs assist compress or externalize execution: layer-2 programs carry out computation, then submit succinct proofs that may be verified on XRPL. That, in her telling, lets the bottom layer give attention to settlement and proof verification quite than working each workload straight. The sensible implication is an structure the place XRPL might help extra advanced purposes with out forcing all computation onto the L1.
At press time, XRP traded at $1.976.

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