Talking on the Abu Dhabi Finance Week on 10 December 2025, Michael Saylor stated that Bitcoin is certainly digital gold and that when everybody understands it for what it’s, the worldwide credit score is will likely be constructed on it.
In response to Saylor, Technique is at the moment buying practically $500 million to $1 billion price of Bitcoin per week and has managed $60 billion price of equities previously 14 months, changing into the fifth largest treasury within the S&P universe, properly on its approach to changing into the biggest in about 4 to eight years, given the identical tempo of accumulation continues.
In response to him, your entire cupboard of the US, together with President Donald Trump, and monetary in addition to non-financial regulators, backs this concept. Furthermore, main banks in America, together with skeptics akin to JPMorgan, Financial institution of America, and many others., have began to heat as much as the idea and are actually extending credit score on Bitcoin and Bitcoin derivatives.
JUST IN: Michael Saylor says he received approached by all the foremost banks lately to launch #Bitcoin services and products.
Banks are right here pic.twitter.com/AcHQRCaP7y
— Bitcoin Journal (@BitcoinMagazine) December 9, 2025
With all these Bitcoins amassed, Saylor says that Technique has created the world’s first credit score car, producing $800 million in dividends, paying about 10% dividend charges by both promoting fairness, Bitcoin commodity, or derivatives within the public markets.

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Michael Saylor: Bitcoin Is The Higher Lengthy-Time period Funding
In response to Saylor, Bitcoin is a greater long-term funding than credit score devices. He believes the crypto gold will go up 30% a yr for the subsequent twenty years.
JUST IN: MICHAEL SAYLOR PREDICTS $BTC WILL GROW ABOUT 30% ANNUALLY FOR THE NEXT 20 YEARS
— BSCN Headlines (@BSCNheadlines) December 10, 2025
“We’re keen to provide the first 10% of that 30%, and we take the remainder as a result of over a decade, it implies that we seize 80-90% of the economics, after which we are going to overcollateralize it with money on a 5:1 or 10:1 collateral foundation.”
He defined that the banks don’t actually pay all that a lot, and the cash markets solely pay about 4%. Additional, when the Fed (Federal Reserve) adjustments palms, it can pay about 3%, all of which is taxable to the traders, versus Technique doling out tax-deferred 10% dividends.

The massive concept: digital credit score constructed on digital capital. “The Funding Firm Act of 1940 makes it unattainable for a public firm to capitalize on securities; you want commodities. Bitcoin is that commodity,” he stated.
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“The World Is Constructed On Capital, It Runs On Credit score”
Increasing on the concept of digital credit score, Saylor differentiated between capital and credit score. “In the event you give a three-year-old one million {dollars} price of actual property in the midst of city, that’s capital. It’s important to wait 30 years to get wealthy, there’s no money circulation,” he stated. “You would additionally give them $10,000 a month, that’s credit score,” he added.
“Capital is the granite underlying New York Metropolis, credit score is the buildings that generate rents, over the granite,” he concluded. He stated that most individuals are not looking for capital, akin to Bitcoin, which is unstable. What individuals often need is a checking account that pays them 10% endlessly with out the rollercoaster of ups and downs that inherently comes with Bitcoin.

That is the place Technique as an organization is available in. Saylor defined that Technique strips the chance by overcollateralizing 5:1 or 10:1 after which compresses the period in order that the top consumer will get prompt gratification slightly than ready for an extended timeframe.
In the meantime, the corporate has rolled out some fairly daring merchandise. One is STRK, a most well-liked inventory that dishes out an 8% dividend and is backed by Bitcoin. The opposite is STRF, a perpetual bond providing a ten% yield, designed to gasoline long-term investments in digital belongings.

Saylor argued that traders who consider in digital credit score should purchase Technique’s frequent fairness, including that he views Technique because the central financial institution of Bitcoin.
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Key Takeaways
Michael Saylor calls Bitcoin digital gold and a basis for international digital credit score methods, backed by the US cupboard and Trump himself
Technique acquires $500M–$1B Bitcoin weekly, managing $60B equities in 14 months
New merchandise STRK and STRF supply 8–10% Bitcoin-backed dividends to traders
The submit Michael Saylor’s Huge Bitcoin Concept: Digital Credit score Constructed Upon Digital Capital appeared first on 99Bitcoins.
JUST IN: MICHAEL SAYLOR PREDICTS $BTC WILL GROW ABOUT 30% ANNUALLY FOR THE NEXT 20 YEARS







